Flexible Financing with our Flex Equity Line of Credit Use it as a Line of Credit OR Lock in up to 2 fixed rate loans at any time! 12-Month Intro. Rate As Low As 1.75% Then Variable Rate As Low As 3.25% Home Improvements College Medical Bills. And So Much More Visit westerlyccu.com/equity for details or to apply! Westerly Community Credit Union Westerly - Richmond Wakefield Coventry www.westerlyccu.com 401.596.7000 foy SARANSAT "Rates and offer as of 6/1/2022 are subject to change. After 12 month introductory rate period, the Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Joumal on the last day of each billing cycle and tiered as follows: $10,000-$99,999.99 is Prime-0.25%, $100,000 and over is Prime-0.50% APR will never be more than 18% or less than 3.25% after the initial foxed period. 1-4 family owner occupied properties only. 80% maximum combined loan to value. Minimum loan $10,000 (line of Credit) $5.000 (foxed Rate portion). Maximum loan is $350,000. The plan allows two fixed rate advances from your line at any given time during the 10 year draw period (repayment terms up to 15 years for each draw). Fixed rate advance rates will be those in effect at time of draw. Flood insurance may be required. Property insurance is required. Consult a tax advisor about the deductibility of interest. Other restrictions may apply. A cancellation fee will apply for loans terminated with 2 years of origination date. Other rates and terms available. Available for new lines only. $50 annual fee will be waived for 1st year. WCCU NMLS ID# 518892. Flexible Financing with our Flex Equity Line of Credit Use it as a Line of Credit OR Lock in up to 2 fixed rate loans at any time ! 12 - Month Intro . Rate As Low As 1.75 % Then Variable Rate As Low As 3.25 % Home Improvements College Medical Bills . And So Much More Visit westerlyccu.com/equity for details or to apply ! Westerly Community Credit Union Westerly - Richmond Wakefield Coventry www.westerlyccu.com 401.596.7000 foy SARANSAT " Rates and offer as of 6/1/2022 are subject to change . After 12 month introductory rate period , the Annual Percentage Rate ( APR ) is variable based on the Prime Rate as published in the Wall Street Joumal on the last day of each billing cycle and tiered as follows : $ 10,000- $ 99,999.99 is Prime - 0.25 % , $ 100,000 and over is Prime - 0.50 % APR will never be more than 18 % or less than 3.25 % after the initial foxed period . 1-4 family owner occupied properties only . 80 % maximum combined loan to value . Minimum loan $ 10,000 ( line of Credit ) $ 5.000 ( foxed Rate portion ) . Maximum loan is $ 350,000 . The plan allows two fixed rate advances from your line at any given time during the 10 year draw period ( repayment terms up to 15 years for each draw ) . Fixed rate advance rates will be those in effect at time of draw . Flood insurance may be required . Property insurance is required . Consult a tax advisor about the deductibility of interest . Other restrictions may apply . A cancellation fee will apply for loans terminated with 2 years of origination date . Other rates and terms available . Available for new lines only . $ 50 annual fee will be waived for 1st year . WCCU NMLS ID # 518892 .